Marketing intelligence · Missouri
Where should we grow?
market-scan ACS2024
ACS vintage 2024
Data updated Oct 23, 2026, 8:58 PM UTC · refreshes daily
- Regions ranked
- 7
- Missouri
- Top opportunity
- NW
- Northwest Missouri
- Owner-occupied homes
- 1,708,413
- ACS 2024
- Barton footprint
- 417
- agency estimate
Regional opportunity
Ranked by opportunity score- 1Northwest Missouri72,132 homes0.049% penetration
Priority growth play driven by market disruption: Cameron Mutual liquidation (2023): ~26,215 policies terminated, no successor — displaced NW-MO farm/homeowners book. Barton is thin here with strong farm-mutual fit.
- 2St. Louis Metro616,727 homes0.010% penetration
Large untapped population, but national-carrier-dominated and outside the farm-mutual core; treat as a secondary, dwelling-focused play.
- 3Southwest Missouri308,770 homes0.036% penetration
Organic growth: strong farm-mutual fit with real room to expand.
- 4Southeast Missouri150,615 homes0.041% penetration
Organic growth: strong farm-mutual fit with real room to expand.
- 5Kansas City Metro337,571 homes0.010% penetration
Large untapped population, but national-carrier-dominated and outside the farm-mutual core; treat as a secondary, dwelling-focused play.
- 6Central Missouri169,885 homes0.044% penetration
Organic growth: strong farm-mutual fit with real room to expand.
- 7Northeast MissouriLow52,713 homes0.076% penetration43
Defend: Barton is already well-represented relative to the market; protect the book rather than chase growth.
Competitive context
Farmowners · 2025- FARM BUREAU TOWN & COUNTRY INSURANCE COMPANY OF MISSOURI35.1%$104.9M
- STATE FARM FIRE AND CASUALTY COMPANY13.9%$41.4M
- SHELTER MUTUAL INSURANCE COMPANY11.5%$34.4M
- AMERICAN FAMILY MUTUAL INSURANCE COMPANY S.I.10.5%$31.3M
- NATIONWIDE AGRIBUSINESS INSURANCE COMPANY9.8%$29.3M
Barton (NAIC 13821) files a separate Missouri farm-mutual statutory blank and is absent from these NAIC market-share filings — context, not Barton's own book.